TransUnion is one of the most frequently used credit and information management bureaus. The company provides comprehensive credit history for users and analysis for businesses. Now, with its new business division called SmartMove.com, TransUnion has made it simpler for Landlords and Tenants to manage the application process. Personal and financial information will be process through SmartMove.com- an information management system- more securely and effectively online.
Being a Landlord, the most important step for me in the leasing process is tenant selection. Now-a-days Landlords are advised not just to run credit checks, but to also run tenant criminal background check on their applicants. With an account at SmartMove.com I will be able to run a criminal check through a very comprehensive database. This process has put both parties at ease through the discreet way of providing information to an information management company.
As for tenants, it could be scary to give out so much information to an unknown landlord. Information such as the social security and bank account balance are much too personal. But before you fill out another rental application, check SmartMove.com, and suggest this process to your future Landlord.
• Immediate access—no waiting for approval, no documentation necessary.
• No set-up fees, no monthly minimum fees, and pay only when use.
• Instant results, custom report and leasing recommendation.
• The choice to have either the tenant or the landlord pay.
When landlords sign up for their accounts, all they need is the tenants' email address. After that, the tenants will be invited to provide their info and the screening process begins. The website and software acts like the middle man, or if you will -the escrow. It processes the application online, does the screening for credit and background criminal checks and provides approval rating. It is a smart way to do business, tenants can be screened by proving their information directly into the system. SmartMove.com does the coordination of providing info online for both the tenant and the landlord, yet neither party has to provide unnecessary info to get a rental recommendation.
But that is not all. The service will provide the landlord an ongoing fast and easy way to check on their tenants in the future as well. So no need to ask the tenants to fill out another application, the system will have the info from before to give you an update to their credit history and information. And another thing that I really like, less paper work to process, and store in your home.
12 Comments
It so important for landlords to make sure they get the right renters in their property. This looks like a great program.
ReplyDeleteI have seen other programs but not sure if I would trust those over TransUnion.
DeleteUsing a trusted company is always the way to go, especially on something as important as this.
ReplyDeleteTransUnion, have been in the business a long time. I've trusted them over the years.
DeleteI can see the benefit not only for landlords but also to all tenants and everyone in the neighborhood the importance of getting criminal background check on would be tenants.
ReplyDeleteThat's a good point. When I look for tenants, I also think about their fit in the neighborhood. Whether it matters or not, I am not sure, but I think it would yield more success of the tenants staying it they fit it.
DeleteCriminal background checks can work both ways I think - what about the people who have turned their lives around and are trying to outlive that past? I wonder how that cuts for them? Hopefully they have revealed that information and revealed how they have overcome that past or this won’t be a good thing for them.
ReplyDeleteElizabeth Rising Early, 31 Days
I do think about people who have not had it and are turning around. I hope to help them and give them a chance. I usually don't discriminate unless they have not shown they are actively trying to improve.
DeleteI think background check is important and a must. The safety of many people depends on the information.
ReplyDeleteYes. When you are thinking of the greater goods, it is scary if you let a person with a criminal background move into a nice neighborhood with children and good people. I can't imagine what would happen.
DeleteThis is good information to have. I'm glad they do check because believe it or not, people tend to want to be closer to their neighbors. And you never know who these people are.
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