Consider Home Warranty Before Closing Your House

Consider Home Warranty Before Closing Your House 

Closing on a home is one of the most exciting things you can accomplish in your life. With such a huge investment, home buyers should also consider protection. If you're a home buyer, before you close on the house of your dreams, consider buying a home warranty. The premium shouldn’t vary too much between the providers, because it is usually based on the type and size of house you bought. You can also request the seller to pay for your home warranty premium as one of your conditions in purchasing the home. Requesting the seller to provide a home warranty on the sales contract is quite a common and reasonable request, especially if you have sellers who sell their homes as is. You can view about the home warranty and how it effects a buyer and/ or seller on choicehomewarranty.org.

You can check with your realtor for recommendations on home warranty providers, but I listed below some of the reasons you might want to consider Choice Home Warranty. Perhaps the list can also be a guideline for when you need to hunt for a good home warranty provider.  From experience, I would not purchase a home warranty from a company that did not come by recommendation. As you can see below, one of Choice Home Warranty's differences is that that they deal with pre-screened, licensed, and insured local vendors. This is one of the most important aspects in a home warranty, because you want vendors that know their business and have impeccable experience. Imagine if the opposite was true, non reputable companies try to cut cost by hiring unlicensed vendors that do not know their business. These small time handyman/ vendor takes the service call, takes your deductible to tell you that you need repair. Wow, really?

• Call center available 24 hours a day, 365 days a year.
• One modest trade service fee for repairs
• Budget protection on unexpected repair bills on covered items.*
• Repair, replacement, or cash payment on covered items.
• Pre-screened, licensed, and insured local vendors

Even if you had a home inspection, it’s not quite the same as living in the house and having to use the fixtures yourself. Expect the unexpected. You would be protected should something needs repair or breaks down a couple of months after you move in. The home warranty also protect your pocket book, all you need to pay is the minimum deductible (the deductible is usually much less than the home insurance policy).

And if you are the home seller, it is often a lot more enticing to a buyer if the home comes with a home warranty. There is the added security and comfort that you are relating to the buyers such are: 1) you care enough to purchased a home warranty, 2) that your house is free of any major issues, but if there were, the buyers are protected. The thought of being protected gives people the courage to move forward if there were any doubt at all.

Homeowner’s insurance rates have climbed 69% over the past decade to an average of $1,000 a year. Did you know the 16 costs of maintaining a home? Find out what they are here: http://www.choicehomewarranty.com/blog/home-cost-statistics/.  For more tips on maintaining your home, and home repairs check this link: http://www.facebook.com/choice.home.warranty for postings. Remember to click like if you enjoy reading their home maintenance tips.